5
out of 5
POSTED: | BY: Donna Creese
So glad I have this ins
So glad I have this ins. For my babies
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4.9
out of 5
Number of reviews 19,988
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Doug Carter
We have 3 dogs and all are with…
We have 3 dogs and all are with Embrace. Very happy sp far. Have never had to question there claim results.
5
out of 5
POSTED: | BY: Stan Katz
Excellent support and quick…
Excellent support and quick reimbursement
5
out of 5
POSTED: | BY: Veronica
Empathetic staff
Staff member seemed empathetic and genuinely concerned for my dog who got hit by a car that morning.
5
out of 5
POSTED: | BY: Shannon N
Embrace has been great for my pets
Embrace has been great for my pets; the app and submitting claims is simple. I receive timely notifications of claims being reviewed and completed. I love that it is customizable to deductible, max OOP expenses and the refundable amount. I feel the cost for our 3 cats is reasonable compared to other pet insurances where you are unable to customize anything for your pets’ wellbeing.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.