5
out of 5
POSTED: | BY: Melissa
Highly recommend
Good variety of plan options. Amazing customer service and extremely quick claim turn around times.
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4.9
out of 5
Number of reviews 19,737
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Blake
After 12 1/2 years
After 12 1/2 years, you doubled my payments from 190 to 359. I have two Poms, and only one of them had an issue 11 years ago, and the total cost was less than 700.00. In the economy we are now in, how can you justify doubling my payment?
1
out of 5
POSTED: | BY: Amanda Raymaker
Horrible
Horrible, my veterinarian office has submitted everything I’ve been with them since my dog was a puppy and they still never reimburse us for anything. We spend 100$ a month and nothing in return . Long claim process and never end up covering anything . Horrible customer service.
5
out of 5
POSTED: | BY: Seminole homeowner
The Embrace website is easy to use and…
The Embrace website is easy to use and makes it easy to submit claims.
1
out of 5
POSTED: | BY: Marilyn Leffle
I had to cancel my policy because you…
I had to cancel my policy because you raised the rates too high for me to continue with Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.