Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Xiao Xu

Not trustworthy

They just decided to double up the premium in the second year despite we have never filed any claim or made any use of this insurance. Possible scam. And for sure the only way to cancel the plan is to call their customer service which is experiencing high call volume all the time.
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5

out of 5

POSTED: | BY: bill rouse

Our BEHR has glaucoma and has a daily…

Our BEHR has glaucoma and has a daily routine of eye drops/anti-inflammatory ointment 3 times a day. Embrace makes keeping up with his meds so affordable. God Bless Embrace and all the wonderful employees.
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5

out of 5

POSTED: | BY: Laurie

Very easy

Very easy. Just go one step at a time. Have photos ready to find on your photos file. However it is a little irritating that I have to fill out a review for TrustPilot every few minutes when I have a lot of claims to input.
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5

out of 5

POSTED: | BY: Joseph Simmons

Claim process is easy and reliable

Claim process is easy and reliable
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5

out of 5

POSTED: | BY: Victoria Lynn Berdnik-Atkinson

We love Embrace!

We love Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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