Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,739

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: fred l

Every interaction I've had with the…

Every interaction I've had with the company was pleasant and easy to get accomplished. Very helpful and friendly staff.
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5

out of 5

POSTED: | BY: Karen B

Amazing company

Amazing company. They get back to me the same day acknowledging my claim and I usually receive payment within 2. Days.
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5

out of 5

POSTED: | BY: regina

Embrace paid me back for my dog…

Embrace paid me back for my dog wellness check in a timely manner Thanks embrace
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5

out of 5

POSTED: | BY: Chelsea

The company has been great to deal with…

The company has been great to deal with and covered all of the charges from an emergency surgery and follow up care. It is well worth the money and more than paid for itself. It gives us the ability to provide our dogs the best possible care.
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2

out of 5

POSTED: | BY: Carol Cornelius

WELL YOU SURE WANT YOUR $ ASAP BUT WHEN…

WELL YOU SURE WANT YOUR $ ASAP BUT WHEN IT COMES TO PUTTING A CLAIN REFUND IN THE BANK OR IN THE MAIL - YOU MUST BE SENDING IT FROM OUTERSPACE !! AND THIS WAIT TIME WHEN ONE TRYING TO CALL YOU IS LESS THEM POOR !! I AM SO SURE THIS MUSIC AND THIS WAITING CRAP IS DONE ON PURPOSE !! DATE OF EXPERIENCE A WHOLE MONTH ! **** Hi, embracepetinsurance.com has just replied to your review. See reply If you want, you can edit your review after reading the reply. SURE WILL WHEN I GET THE MONEY OWED TO ME UNTIL THEN FIRST REVIEW STANDS 'FIRM'
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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