Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Yeisy Gonzalez

I started with the insurance for my dog…

I started with the insurance for my dog when he was 10 month, started paying 39, after few months went up to 42 and now that my dog hasn’t even turned 2 they are charging me 61. They aren’t honest to clients at they one. I’m wondering how much I will pay by the time my dog turns 5. I haven’t even used the insurance once. My dog is a healthy dog so far. They are stealing money from clients. Is better to put the same among of money away monthly and by the time you need it you will have enough money to pay for the dog illness yourself. Do not go to this company.
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5

out of 5

POSTED: | BY: priscilla cervantes

A Lifesaver for My Furry Friend!

A Lifesaver for My Furry Friend! I couldn’t be more thrilled with my pet insurance plan! If it weren’t for this coverage, I honestly don’t know how I would have managed to get my beloved dog the veterinary care he needed. Recently, my pup faced a sudden health issue that required immediate attention. Thanks to this amazing plan, I was able to get him the treatment he needed without the stress of overwhelming out-of-pocket expenses. The process was incredibly smooth and straightforward. The customer service team was compassionate and efficient, guiding me through each step and ensuring that I understood my benefits. The coverage itself was comprehensive, making sure that both routine and unexpected care were handled with ease. It’s comforting to know that my furry family member is protected, and I can focus on his well-being rather than worrying about financial strain. If you’re on the fence about getting pet insurance, I wholeheartedly recommend this plan. It’s been a true lifesaver for me and my dog. I’m deeply grateful for the peace of mind it has provided and the quality care it has made possible. Thank you for making a difficult situation so much easier!
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1

out of 5

POSTED: | BY: GLENDA TYSZKO

It's pretty bad

It's pretty bad. I have not heard back at all and was originally told it takes 24 to 48 hours to get the money into your account. I've called in a few times but have been told My claims have gone to another department.
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5

out of 5

POSTED: | BY: Marilyn Shine

Great communication always

Great communication.
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5

out of 5

POSTED: | BY: MARIALUZ

no difficulty entering medical claim…

no difficulty entering medical claim for our dog
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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