5
out of 5
POSTED: | BY: Sherry Faust
Good insurance. Very easy to claim service.
Excellent service!
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: TONY V
An reliable and friendly pet insurance company.
I have been a customer of ASPCA pet insurance company for more than 2 years now, and I can say they are friendly when you need help or call for information. They care about your pet so they regularly call you to keep up with your pet's health. When you need to file a claim, no problem, no red tape. I filled out the claim form via the internet explaining the emergency dental problem, attached the vet's explanation of the medical procedure, and finally a copy of my payment. Within less than two weeks my reimbursed percentage of claim was direct deposited into my bank account and it was close to 85% of the bill. They are the real deal. T. Jamieson
5
out of 5
POSTED: | BY: Angelo ruiz
Excellent service stand with us each time our dog was sick great guidance also
Excellent company
5
out of 5
POSTED: | BY: Theresa Piccola
I am very satisfied with ASPCS insurance.
I am very satisfied with ASPCS. I had many claims in just this one year. I'm sure I could not have given my puppy the proper care without ASPCA insurance since he did need testing and had medical issues. Customer service is very pollite and helpful. Claims are easy to submit and processing and was done quickly without issues. I'm very satisfied at this point. I did check into many companies when selecting my insurance and I'm pleased I picked ASPCS.
5
out of 5
POSTED: | BY: Beth Krantz
Great communication easy to submit claims.
Ease of use, proactive communication on claims, overall very very good. Thank you. I used another service prior who did none of the above and whose customer service and appreciation were lacking.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.