5
out of 5
POSTED: | BY: Peter
Did what they were suppose to do
Did what they were suppose to do - paid the claims as per the insurance policy.
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4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cam Dickson
They have been very good at taking care…
They have been very good at taking care of my dogs medical expenses.
5
out of 5
POSTED: | BY: jennifer b.
Easy and convenient
The insurance policy is easy to understand, and the claims process via mobile app is intuitive and convenient. When I called regarding the status of my claim, the rep asked about our kitty, and was pleasant and very helpful. I am very glad that we are insured with ASPCA/Chubb!
5
out of 5
POSTED: | BY: Erica Caron
ASPCA insurance has been so helpful…
ASPCA insurance has been so helpful when our dog has had emergencies. They reimburse quickly and as they say they will. I don't have to think twice about getting certain tests done and know that I can take care of my pet to the best possible level with the backing from this insurance.
5
out of 5
POSTED: | BY: Pierre Yves-Boisvert
Filing claims is easy and payments are…
Filing claims is easy and payments are made promptly! and according to policy!!!
Never had any problem with services being covered!!!
Been with them for over 3 years and very happy with their services
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.