5
out of 5
POSTED: | BY: Candice Hellens
Fabulous Service + Honor Policies and Payouts
I love this company. They have been super supportive and have always paid out when I needed them to.
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Randy Ballard
Questions regarding claims answered clearly and expeditiously. Individual claims also paid in timely fashion
Appreciate timeliness and thoroughness of service
5
out of 5
POSTED: | BY: Kathleen Gallagher
Great service and easy filing
I was very impressed with the help I received and the ease in filing a claim with the ASPCA accident insurance. It was easy to upload the information necessary for the claim and within two weeks, everything was processed and a check was on the way. I definitely recommend this coverage.
5
out of 5
POSTED: | BY: Stefanie Hecht
Better than expected
I'd been on the fence about pet insurance for many years. After getting a puppy my vet recommended ASPCA pet insurance & I've been pleasantly surprised. Claims are processed quickly, no questions asked
5
out of 5
POSTED: | BY: Victor Dempsey
This is my 2nd year of coverage and I…
This is my 2nd year of coverage and I could not be happier. Your service is easy and dependable. I have always had great respect for the ASPCA and I'm very glad I have insurance through your organization. I know you care deeply about our pets. Thank you!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.