5
out of 5
POSTED: | BY: Deborah
Excellent Service!
We are very happy with the service and timely response. Also, it’s heartwarming to know that our Buddy can get the care he needs. This is our second pet with ASPCA.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Karen
Love it!
Easy, quick, no hassle, and great customer service. You will not be disappointed.
5
out of 5
POSTED: | BY: Wendy
I'm so glad I have ASPCA pet insurance!
I am very very pleased with ASPCA pet insurance. My vet told me that she used them as the insurer for her dog and I felt that was a good reference :-). I got my dog at 8 weeks - now she is 15 months and have never regretted having the insurance. I LOVE their 24/7 telephone line that you can call if you have any questions about your pet and they even always follow up with a phone call to see how things are.
4
out of 5
POSTED: | BY: Rebekah
Good service but not fast
The service is good and the claim process easy, and benefits are paid just as the policy says. My complaint is that it takes nearly 4 weeks to get the benefit amout back.
5
out of 5
POSTED: | BY: Jennie
Lifesaver
Two of my three dogs have since passed but without insurance my oldest guy would not have been able to extend his time with cancer treatments so this literally gave us more time with him and that was the biggest blessing I could have asked for.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.