5
out of 5
POSTED: | BY: Vicki Berkus
I was thrilled that the claim was…
I was thrilled that the claim was handled so quickly. Thanks.
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4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Louise Harless
ASPCA always is timely on their…
ASPCA always is timely on their reimbursement. I appreciate how easy it is to submit a claim.
5
out of 5
POSTED: | BY: Renee Murphy
Very comfortable
I would like to see a larger amount allotted for preventive heart worm and Flea and tick meds
5
out of 5
POSTED: | BY: Traci Vermilya
I have been extremely happy with my…
I have been extremely happy with my experience! Claims are approved quickly and with ease!
5
out of 5
POSTED: | BY: Taneca Seabourne
Awesome insurance for the love of my life.
Since I had my fur baby I had to use the insurance more than 5 times in 2.5 years he had eaten raisin, he ate rat poison, bitten by a pit bull and his follow up visits I had no problems making a claim with the ASPCA pet Ins, I had chosen the 90% plan with $100 deductible.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.