5
out of 5
POSTED: | BY: Yoshi Taenaka
Claims are processed quickly and…
Claims are processed quickly and accurately.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,093
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Maria Roque
ASPCA pet insurance has been responsive…
ASPCA pet insurance has been responsive and has incredible customer service as well. I am very happy to be one of their customers, they take good care of us, especially our Rocco
5
out of 5
POSTED: | BY: Mike Leathers
Great first time experience!
This was the first time I had invested in Pet Insurance.In the past I had paid out of pocket for minor little things. After obtaining two new dog I decided to get insurance on both of them. Both are Small Munsterlanders, one puppy and one 6 year old adult. Seven months or so the adult female was diagnosed with cancer. I had a choice, let her die or begin chemo treatments. I was afraid what the insurance might come up with to deny the claim. ASPCA insurance asked for a copy of the bill and the doctor's reports and paid the ongoing claim. I am very satisfied with ASPCA Pet insurance. They came up big when I needed them.
5
out of 5
POSTED: | BY: Lucina Pietrowicz
The coverage for my pet has been great
The coverage for my pet has been great. Whenever I have submitted a claim for my dog, Khloe it has been handled quickly and with no problems. If my insurance covers what her problem is, the claim is approved and I am reimbursed as stated in my contract.
5
out of 5
POSTED: | BY: Dan
No problems so far with ASPCA pet…
No problems with ASPCA pet insurance. Claim was handled quickly and their app is easy to work with.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.