5
out of 5
POSTED: | BY: Roseann
Great response to claims.
ASPCA is a very good pet insurance company. They have an excellent response time to all claims and questions. I am happy that I have them for my cats
4.5
out of 5
Number of reviews 12,093
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Barbara
Worth the money, easy claims
We are first time dog owners, so we were overly cautious and purchased pet insurance. That ended being a great investment, because our puppy pulled the short end of the stick in terms of health issues. He ended up having giardia, hypertrophic osteodystrophy, pneumonia, and intestinal issues all within the first year. We were so glad to have insurance where we didn't have to worry about the cost of his recommended treatment. The claim process is extremely easy if you are used to online forms. I always submitted his invoice and medical records when filing a claim, and I have had no issues receiving reimbursements. As you can imagine, I have filed quite a few claims, and each of them was resolved within 30 days. I have recommended ASPCA to several friends and we will continue to have it for our dog and any future dogs.
5
out of 5
POSTED: | BY: Yoshi
We made the right choice to go with ASPCA pet insurance. .
Easy to file a claim and fast payouts. Wish we had insurance for our previous dogs.
5
out of 5
POSTED: | BY: Santo
SEE BELOW
My dog Jeets was rescue. I purchased your insurance as precaution. Six weeks into his arrival Jeets started having a mild seizure which after 10 minutes became a full blown seizure. He was diagnosed with seizure disorder. He's currently on medication and thank God his disorder in under control. You, ASPCA was there from day 1. You made our life's less complicated by making the the process simple and very easy to make a claim. I really stand behind your services and highly recommend it to every pet owner I meet. I could not have managed the added expense of helping our beloved dog. Thank you is not enough. I am so grateful.
5
out of 5
POSTED: | BY: Beth
Easy to submit claims
ASPCA pet insurance gives me piece of mind when it comes to my cat. It’s reasonably priced and it takes less than a minute to submit a claim.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.