5
out of 5
POSTED: | BY: Marisol
Exelent
Exelent
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Susana WONG
Thank goodness
Haven't got the price OF the insurance
5
out of 5
POSTED: | BY: Joann padula
The young lady who helped me went out of her way very nice very proficient
the young lady needed more records and she personally called the vet and cut through red tape. I appreciate it
5
out of 5
POSTED: | BY: Kiko Wanger
Best
Reasonable rate and easy process to file claims and to reach for a help when needed. Most reliable insurance company to deal with - for these reasons, I thank you very much.
1
out of 5
POSTED: | BY: Doug Richardson
No compassion from agents
You must submit a claim in a timely manner or it will be rejected. In this day and age, I'm doing everything in my power to cover my own expenses. That keeps me very busy. I lagged on submitting my claims till I really needed the money. They denied several of my claims because of a hidden clause in the policy about submitting within 270 days. I've lost over $1500 because of this and they won't re-consider. I won't re-consider them for any of my future pets. If I could, i would switch companies but because of pre-existing conditions I'm stuck.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.