5
out of 5
POSTED: | BY: MJ
ASPCA Insurance is excellet
ASPCA Insurance is excellet, easy to submit claims and payment is fast.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,059
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary Cooper
Piece pf ,mind
My fur baby was recently diagnosed with feline lukemia. I admit I was terrified as to what this was going to cost me. Once I reached my $250 deductable then I started getting my reimbursements. Turn around is quick, like 5 days quick and I can have it deposited right into my bank account. Filing the claim is so darn easy. In my opinion I was very grateful that I have, especially since I have 3 cats. I've had my policy about 5 years now.
5
out of 5
POSTED: | BY: Sharon Luck
This is the first time I have gotten…s
This is the first time I have gotten pet health insurance. ASPCA pet insurance made the decision making process easy - after all, they rank in the top 10 of pet insurance companies and it is a name we all know and trust.
4
out of 5
POSTED: | BY: Mari-Anne Caron
ASPCA is pretty good for me
ASPCA is pretty good for me, better than Nationwide who I previously had. Their premiums went up this year, that is the only drawback, but overall they pay pretty good so I am satisfied.
5
out of 5
POSTED: | BY: Sarai Gonzalez
Great!
Great plan for my puppy and I appreciate the constant guidance for obtaining medical and wellness needs and my emails and communications!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.