ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 11,873

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alana Santillo

I just want to save the world and fill…

I just want to save the world and fill there bowls and just give them food now and adopt one but my mom will say no and I just people fill there bowls thank and I love the Animals tell them one day there bowls will be filled with a bunch of food and there life will be in a cozy home with a owner I love you animals tall all the animals they will get food and a home with a nice owner very soon and that I love all of them bye have a nice week .❤️👍🏻
1

out of 5

POSTED: | BY: Lorna Thompson

This is a horrible insurance for any…

This is a horrible insurance for any pets
5

out of 5

POSTED: | BY: tazneem linwood

Absolutely love this

Absolutely love this
1

out of 5

POSTED: | BY: Jennifer Manalio

This is a horrible pet insurance…

This is a horrible pet insurance company. Refuses to cover procedures that are listed as being covered in documentation. Lied about contacting our vets office. Have requested a supervisor to call us back three or four days in a row with no return phone calls whatsoever. Don’t waste your money, take the money you would spend monthly and save it and use that towards your vet bills instead.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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