5
out of 5
POSTED: | BY: Troy McCurry
Good customer service
Easy sign up experience
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Brian
Very disappointed with this insurance
Had this insurance for over a year and literally every claim we made for preventative care and or a wellness visit was rejected , We also had an accident claim all of which were rejected with no repayment or partial payment . I would’ve saved hundreds of dollars just paying out of pocket for the medical bills over paying for some insurance that refuses everything that I submit very disappointed and would not recommend to anyone.
5
out of 5
POSTED: | BY: Linda
Quick follow up after easy registration.
Quick follow up after easy registration.
5
out of 5
POSTED: | BY: Trina Foster
I loved the online experience of…
I loved the online experience of getting Pet Insurance for each one of my furry family members- just wish we could have gotten preventive insurance at sign up but it said unavailable? Once I got insurance for each one it said preventive insurance would be available next year at renewal? Seemed odd ? I’m happy to have insurance for them all now and loved how easy the somewhat customizable plans are to choose from.
5
out of 5
POSTED: | BY: Theresa Sammons
Very affordable and easy to sign up for.
Very affordable and easy to sign up for.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.