5
out of 5
POSTED: | BY: Kevin Wholey
Great price and benefits.
Price, benefit options and speed if response.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Taylor
ASPCA is awesome!
ASPCA is a life saver!!! We have had their insurance for our dog since he was a puppy (about 3.5 years) and they have always had a super easy claim submission system, excellent reimbursements (for routine AND emergencies, but especially emergencies), and quick claim processing times. 10/10! :)
5
out of 5
POSTED: | BY: Marianne Vandermeer
Their online forms are so easy to fill…
Their online forms are so easy to fill out, and they answer all of your questions and the price is certainly right and in the past I have used them before and they pay quickly without problems and they’re highly efficient so for me when I have problems with my baby doggy I don’t want problems with anything else they’re wonderful
4
out of 5
POSTED: | BY: Robert(Bob) Mueller
Overall pretty satisfied
Generally, have been quite happy with ASPCA pet insurance. They are good about reimbursing vet expenses - based on the plan I have for both dogs. You have to be aware of the type of plan you have and what it covers but they are pretty good about explaining. I submit through my vet, so it's very easy. I feel, like most retirees, it's a little pricey on a monthly basis but has certainly helped out in the long run.
3
out of 5
POSTED: | BY: Annelieke Schauer
The only reason i gave three stars is…
The only reason i gave three stars is that I signed up for ASPCA insurance three days ago and still have no policy number, or any information about how to handle claims. It makes me feel as though I sent my initial payment into thin air. This information should have come sooner.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.