5
out of 5
POSTED: | BY: Roger Donato
Satisfied
Very satisfied with with way insurance claim was handled. Submitted claim and 5 days later fund was deposited in my account.
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lynda Shaffer
No Others Compare
I Had ASPCA for our first Great Pryenees Ellie Mae I started the insurance 2007Feb 2011 we had to put her to sleep due to cancer. They were there until the end... When we got our Dog Daisy Mae I went with another company and saw first hand why I will never use another company! WE now have 2 Great Pyrenees and they both have insurance thru ASPCA..easy to submit claims fast turn around and the Best customer service you could ask for!!
5
out of 5
POSTED: | BY: Amy Dineen
Hasn't let me down... would recommend
Has always been there when I needed them. My one dog Sam has had 2 surgeries and they have been great. Covered almost all it. Easy process and quick payment.
5
out of 5
POSTED: | BY: Lynda Shaffer
No Others Compare
I had Aspca for my Great Pyrenees 2007-2011 and then she got sick and we had to have her put to sleep so the next dog we got I tried another company and it was nothing like dealing with ASPCA I cancelled them and brought her over and then we got another so she is also with them and I will never change again they are the best...So great to deal with and prompt service...they have my vote all the way!!!!
5
out of 5
POSTED: | BY: Mary Westbrook
Customer Service is Excellent
I have had a policy for my pet dog, Max, for quite a few years. It provides a degree of comfort knowing that I will be covered in cases of serious illness. Max has had a few instances where this insurance really helped. ASPCA Pet Insurance is a top-notch company, and the customer service is really of excellent quality. Claims are processed quickly and fairly. I would recommend ASPCA Pet Insurance to anyone who needs it.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.