5
out of 5
POSTED: | BY: Enrique Mendez
Easy claim submission and speedy processing
Online claim submission very easy and we received our check very quickly without any hassles. Great service.
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: LYNDA
The best Company
I have 2 great Pyrenees now and had one that went to the rainbow bridge with cancer. We had aspca insurance with her and I was very happy!!! hen we got another dog I thought I would try another company and was so unhappy with them I left and came back to ASPCA....Will not be leaving again they are so easy to deal with and very caring...
5
out of 5
POSTED: | BY: Eloise Strand
I'm very pleased so far.
My almost 12 year old Cockapoo has diabetes, CHF, and arthritis. We have her under her Vet's care. ASPCA has paid a good portion of the expensesAnd we are very satisfied with them.
3
out of 5
POSTED: | BY: DK
Good, but not great company
They have great customer service, which is probably why I'm still here. Claims are handled quickly and directly to our checking account. My only issue, is the maximum payout on health problems and accidents of the same issue seems very low (I'm on the middle coverage plan - not cheap low option). This caught me by surprise. They consider health issues to be a reoccurring problem when they aren't directly related, not happy.
5
out of 5
POSTED: | BY: Florencia Lopez-Poli
Great seevice!
Affordable pricing. Fast processing of claims. Fast return of payment. Highly recommend.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.