1
out of 5
POSTED: | BY: Ken K.
Caps on annual or long-term illnesses far too low
I have two dogs, one that was insured with ASPCA, and another with Pets Best. The costs are the same, but the coverage is very different. Both of my dogs have long-term care illnesses (Addison's disease, and Irritable Bowel Disease). ASPCA has a lifetime cap of $2500 for continuing care. That amount only lasted three years, and now all expenses are out of pocket. Pets Best has no lifetime cap on continuing care, which is a relief for a dog that has an illness that will last his entire life. There are far better insurance plans for your pets than ASPCA, which was a surprise to me because of all providers, I would expect better coverage from a charity that prides itself on care for animals. Unfortunately, because my dog insured with ASPCA now has a chronic illness, I cannot change policies because she has a pre-existing condition.
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