5
out of 5
POSTED: | BY: Jody Wolfson
Great turnaround time.
Great customer service, received a call about my dog to see how he was. After his tests. My own doctor doesn't call me... fabulous!!
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: JF
Great service, fast payment
Our puppy got very ill. When I saw the estimates, I was concerned for her health, but also for the bill. The team confirmed that we were covered and setup direct repay to get the payments processed even faster. The submission process was simple, and the status was very helpful. ASPCA is highly recommended! Especially liked the follow-up on the puppy's health. It was very kind as well.
5
out of 5
POSTED: | BY: Christine Klein
ASPCA REVIEW
The customer service representative I spoke with was super helpful and provided me with whatever information I needed
5
out of 5
POSTED: | BY: Robert
There When I Need Them
Like everything else, the price increased over the years. Now that my best friend is getting older and she has continuing issues, ASPCA has been there for me. They have covered 80% of most things with no hassles when I really need the help. I have one less thing to be concerned about. Thanks
5
out of 5
POSTED: | BY: Kristen Hardy
I love this insurance!
I bought this insurance because I have had multiple cats with issues. So when I adopted this wonderful cat I thought I would be smart about it. Well I was!! My cat was hit by a car 3 day after my insurance went into effect! Emergency Vet. Bills, had to see multiple Vets, surgery to remove one eye....This could not have been more of a god send to me I new I made the right decision on purchasing ASPCA pet insurance for my beloved cat!! Who by the way is doing fantastic!! Thank you again ASPCA Pet Insurance!!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.