4
out of 5
POSTED: | BY: Gladys Mowery
aspca
No complaints customer service was always experienced and knowledgeable.
Claims were processed quickly.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Elizabeth Hylton
Fantastic
Great pet insurance, great prices and customer service!
5
out of 5
POSTED: | BY: Carol
caring and accommodating
My miniature Dachshund experienced a loss of control over his right hind leg and luckily through medication and rest he can walk again. ASPCA was very concerned about my dogs progress and called a few times to follow up. I have been a customer for many years and they were accommodating in explaining the best insurance coverage for my dog. Bills can be quite pricey and thankfully our plan for Astro helped with his care. I definitely would recommend ASPCA.
5
out of 5
POSTED: | BY: Sally Hall
Consistent and Caring
We've had ASPCA policies on 4 of our Jack Russell Terriers and highly recommend them. As you can imagine, we've had to file claims for each dog. The claim process is simple and we appreciate the fact that you can file online and it speeds up the process tremendously. Our latest claim experience comes from our 14 year old JRT, Eddie. He was diagnosed with an obstructive airway disease and is under the care of 2 different veterinarians. Our multiple claims have been handled quickly and without any issues. And on top of that, the ASPCA team has called to check on Eddie's progress to get well. We've been called before on our other pets claims and it just demonstrates that this company cares for you and your pet. You won't be disappointed in their service.
5
out of 5
POSTED: | BY: Teresa Bucca
Wonderful.
Wouldn't be without. Claims r answer fast and direct deposit within days
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.