5
out of 5
POSTED: | BY: Raman
Good and prompt service
Sophie had aye infection due to allergy. ASPCA followed up with vet for additional details and processed the claim promptly.
Thanks ASPCA
4.5
out of 5
Number of reviews 12,087
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Alejandro
Being prepared
We are fortunate that our pets have been very healthy, but we could not have foreseen that flowers would result in a toxic situation. Lilies are ubiquitous and there are no warnings for them. We filed our claim for the intensive care that both of our cats had to undergo, and after several thousand dollars of horror, it was a welcome relief to be covered.
They are both well now, and we are blessed with their companionship and love. Well worth it!
5
out of 5
POSTED: | BY: Stacy
Genuinem, straightforward, and sweet
being active duty military, financially we were hurting will all the vet bills. Our current insurance plan helped so much and eased the stress and allowed my husband and I to focus more on my puppies treatment than the financial burden of it all. we are so thankful.
5
out of 5
POSTED: | BY: Teresa
Happy with coverage
I've been pleased with the plan covering my two Siberian cats.
5
out of 5
POSTED: | BY: Brenda
What a blessing!
We are first time dog owners, and had heard about how things happen to dogs that you just don't know about. We decided to get insurance and it was the best decision. When Spencer was about 10 months old he started limping. We found out his growth plates closed too early on both legs. He already has arthritis in the left leg, which is the worse one. He needs surgery on both legs, but the left one first. The insurance company covers this. What a blessing! We ended up adopting Spencer's brother and added him immediately to the insurance. ASPCA has been great to work with and it's easy to file the claims on-line with quick reimbursement. Highly recommend.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.