4
out of 5
POSTED: | BY: Diana Norris
So far
So far, love how prompt ASPCA has been. Incredibly user friendly!
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,087
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: William Muller
ASPCA Insurance Protects My Cats
I have now insured 5 cats with ASPCA (3 now deceased) and I have been extremely satisfied. Unlike a lot of insurance companies whose motto on paying claims is deny, deny, deny, ASPCA has always been more than fair. Two of my cats lived to the ages of 17 and 18 respectively, and Vet care at that age can get expensive and having insurance to mitigate the cost of their end of life care is a lifesaver. Of course, the insurance also paid for illnesses and dental extractions earlier in my cats' lives which was also helpful. I recently added another cat (a 2-year-old) to my ASPCA insurance because I want her to be covered from the start and I believe that it is only fair to the insurance company to insure the cats when they are young in order to pay off later when they are older and their health eventually deteriorates. I want to mention 1 more aspect and that when I have called up to notify ASPCA Insurance when a cat dies, each time the person who took the call has sent me a personalized sympathy card and that has meant a lot to me as a grieving cat parent. I whole heartedly recommend ASPCA Pet Health Insurance.
4
out of 5
POSTED: | BY: Sandra Pettway
Signing up was made easy
Signing up was made easy, when I used the telephone feature. The representative was knowledgeable about the different aspects of the product and charming.
5
out of 5
POSTED: | BY: Ronnie
Best insurance I ever had
Best insurance I ever had. They care about the pets they insure and do everything they can to help them
5
out of 5
POSTED: | BY: Tony
ASPCA Cares about our pups!
Our pup was hurt by another dog at the dog park and ASPCA Insurance helped covered a large vet bill. He is 100% better now and we even received a call to check on his well being.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.