5
out of 5
POSTED: | BY: Jack Lipsky
Great service
Great service, answered all my questions.
Read more on Trustpilot
4.4
out of 5
Number of reviews 12,145
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lauren
Very pleased
After spending thousands and thousands of dollars trying to save one of my cats from cancer, I knew that I needed to get my other pets insured so that if the worst was ever to happen again, I'd be financially prepared. I'm so glad I have; the program is affordable and as emergencies pop up I am able to give my babies the required care without being bankrupted. The company is very friendly and quick to process claims. They even called to check on my cat Pooka after a claim has been filled to see if she is feeling better! I have nothing but positive things to say.
5
out of 5
POSTED: | BY: Nora
Comfort in Times of Stress
I have had ASPCA pet health insurance for my precious dog for several years. At times when I am scared and stressed due to her having a medical problem (she suffers from occasional respiratory problems), I am comforted to know that I will receive some support from her pet insurance. They have always been efficient and prompt in handling claims, and display genuine interest in caring for my pet and providing financial help for her medical costs.
5
out of 5
POSTED: | BY: Renee
Our pets are family and we want the best for them!
ASPCA Pet Insurance gives us the peace of mind that our dog will be covered in the event of an unexpected illness or emergency. Additionally, by adding Preventative Care, we were reimbursed almost in full for the series of puppy shots. Customer Service is excellent and the claim procedure is efficient. In less than 2 weeks, the reimbursement is automatically deposited in our bank account. Schelie Kelley has been so supportive and caring and is an asset to your company!
5
out of 5
POSTED: | BY: Dolores Libretti
So far my experience has been …
So far my experience has been exceptional. All agents are knoweleable of all aspects of the insurance
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.