5
out of 5
POSTED: | BY: Nikki Malzi
Very fast service
Very fast service. Love that they called to check in on my pup after he got hurt!
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4.4
out of 5
Number of reviews 12,145
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Thomas Mareno
ASPCA pet health insurance has been …
ASPCA pet health insurance has been very beneficial to have throughout the years of my continued dogs life. My dog is a 9 year old boxer and has had several minor health issues prior to this past year. However, this past year she's had a couple of more serious health issues. A tumor on one of her toes that was cancerous, but my vet was able to cure her by amuptating the toe. The other being dental disease, which my vet had to extract several teeth. Fortunately my boxer was able to heal and fully recover from all of her health issues. My pet insurance gave no issues for the most part and took care of 80% of the majority of the costs. ASPCA made follow up phone calls to see how my dog was doing after the surgeries too, which I thought was very thoughtful. The only negative is that my pet insurance was about $30 per month when I first got the insurance and it is now $60 per month. Keep in mind the breed of the dog and the level of the plan. I do not have the highest level. Although I'm not to happy about the monthly charge increasing so much, it does help when a serious injury or health concern arises. It makes decision making so much easier because ASPCA is really good with compensation depending on the level of your plan.
5
out of 5
POSTED: | BY: JJ
ASPCA Pet Insurance
Very good experience updating the policy for my pets.
5
out of 5
POSTED: | BY: Gary Rose
Quick and courteous service
Quick and courteous service. Filed the paperwork and got a quick response as well as notice that the reimbursement had taken place. Very happy with ASPCA Pet Health Insurance.
5
out of 5
POSTED: | BY: Marsha
Wellness visit
Payment was prompt and they are very helpful!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.