5
out of 5
POSTED: | BY: Eric
Very good company
Switched over from Nationwide 2 years ago. Best decision I ever made!
4.4
out of 5
Number of reviews 12,145
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Thelma Cottrell
ASPCA is an awesome easy to use …
ASPCA is an awesome easy to use Insurance, Customer Service is fantastic and their prices are excellent.
5
out of 5
POSTED: | BY: Cynthia
New to ASPCA
I have a Jack Russell Terrier. Hunter by nature. I'm so thankful I have insurance on her. She has fought (and won) two squirrel fights. But, not without a visit to her doctor! ASPCA contacts me via e-mail that they've received my claim. Then I receive another e-mail that the claim has processed and reimbursement is on it's way. All within a very timely manner!
5
out of 5
POSTED: | BY: Nadine
quick turn around time for claims
My dog had a torn ligament and meniscus. After the claim was submitted (which was substantial, as you can imagine) I was notified via email within 2 days that it had been received and was being processed. Within a few days it was completed and I received a check within 2 weeks. I also received a call from Bob asking how Zack was doing, he couldn't have been nicer.
5
out of 5
POSTED: | BY: Temmie
Quick response and caring
ASPCA Pet Insurance is really the best and on top of everything. I am thrilled that Abby has great coverage. I wish mine was as good.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.