5
out of 5
POSTED: | BY: Mary
Happy with the insurance.
The last claim I put in was processed immediately. I was very impressed.
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jennifer
Prompt, good service
Kept me informed and had prompt service! Wish my health care insurance worked as well!
5
out of 5
POSTED: | BY: Frank
Great Insurance Company
My claim was handled very quickly and with no hassle. Would highly recommend ASPCA Pet Insurance.
5
out of 5
POSTED: | BY: Edina
Great customer service
10/10 out standing customer service.Fast claim process in a week or less.A costumer representative called a couple weeks later after we visited our vet to find out how my cats are doing. I can recommend to anyone.
5
out of 5
POSTED: | BY: Arlene
Our dogs are safe and so is our limited wallet
The pet insurance worked like a charm from filling out the forms to submitting the claim to the final payment process! These folks are kind on the phone when questions need answers, handle processing efficiently, and provide information for you to review that is clear, concise, and complete! The refund was handled immediately and the information was forwarded to me promptly. Then they followed up to see if I had any questions or concerns about the information or the payment. The kindness and follow through is so wonderful, especially when you are caring for your beloved pet!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.