4
out of 5
POSTED: | BY: JAKE
So far so good, but I wish I knew everything that Brodie's insurance covers.
Same as above, I never knew what will be covered and for how much.
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ernie
The Best
We have had ASPCA Pet Insurance for almost 10 years now and we have never had a problem with them not honoring our claim. They always come thru for us in a timely manor and direct deposit is the best. We wouldn't think of not having our dog insured especially with the high cost of vet bills nowadays.
5
out of 5
POSTED: | BY: Tina
Excellent Insurance
I've written a review already but I wanted to say that I've encouraged two pet owners to apply for the ASPCA Pet Insurance because I believe in the quality of service that's provided.
5
out of 5
POSTED: | BY: VICHIKAR
ASPCA gives me peace of mind
To know that when my dogs are sick and I am able to take them to the vet anytime because I am covered by ASPCA gives me peace of mind.
5
out of 5
POSTED: | BY: Helene
Insurance that covers my pet's needs.
I have been very pleased with the coverage this insurance gives. After taking to other pet owners with different plans, ASPCA really protects it's customers.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.