5
out of 5
POSTED: | BY: Williamm
Kept your promise.
5 star
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jeffrey
What an insurance company should be
Premium very fair
Easy to get a hold of for questions
Easy Claims processing
Called me to see how my dog was doing a few weeks after the claim!!!!
5
out of 5
POSTED: | BY: Jill
Pet insurance
I have a cat and a dog and the insurance is worth it! They are so kind and helpful and processing Claims are very easy. I would recommend this pet insurance to everyone .
5
out of 5
POSTED: | BY: Patty
Best Insurance
Response, Payment and Customer Service are all 10's
5
out of 5
POSTED: | BY: Erin
Awesome people, Awesome Service, Many Thanks!
Hi: Thank you from my heart for the many years of assistance you have given me in the care for my pets. Even before losing my pets in a devastating fire, you guys were amazing. Then when learning of the loss of my entire fur family in my apartment fire(2015), you guys came through with the kindest most sincere expressions of remorse. I still keep your cards on display as part of my shrine in rememberance of them. Thank you. I'm a loyal person to your services and appreciate all you do. Thank you, Erin
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.