5
out of 5
POSTED: | BY: Staci
Great dog insurance
I have had dog insurance for almost a year, and am very happy with the insurance coverage for my fur baby.
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Annette
Great services and staff are caring and helpful
Great services available; preventative, as well as urgent, surgery and dental coverage. They are easily accessible by phone; staff is very helpful and caring. They are knowledgeable. My vet submitted the claim form and I was reimbursed within one week. Rates are competitive, but I found ASPCA one of the best around.
5
out of 5
POSTED: | BY: Customer Anna Vazquez
Very dependable no problems with any of …Penny
Very dependable no problems with any of my claims recommend them to everyone
5
out of 5
POSTED: | BY: Jill
Great job
I was told by my vet to invest in health insurance for my puppy and she was right. I shopped around and ASPCA was my choice. I don't regret it. I have used it 4 times in the 6 months I have had my puppy. The claims are easy and quick. My only issue is that they don't have an app. The website is movie friendly which makes it just as easy as an app.
5
out of 5
POSTED: | BY: Patricia
I love ASPCA Pet Insurance
I have never had a claim refused and the response is so fast it is amazing. They care about your pet.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.