5
out of 5
POSTED: | BY: Dolores
Good insurance always helpful
Very helpful
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Anthony
I was very happy with the insurance.
I very happy with the ASPCA insurance. I received my payment in a reasonable amount of time. I would definitely recommend it to anyone who loves their pets.
5
out of 5
POSTED: | BY: Norrie
Better than nationwide pet insurance
This insurance care about pets. Time for response in claims is great. Totally recomend!
5
out of 5
POSTED: | BY: Denise Figlio
Call Center Representative Excellent Service
The Representative who handled my call to add another dog to my existing policy was wonderful to work with. She was knowledgeable, informative, pleasant and professional. I absolutely loved speaking with her.
5
out of 5
POSTED: | BY: Joanne
Responsive
We travel with our dogs to places like Labrador, Newfoundland, Northwest Territories and were relieved to discover ASPCA coverage was there for us when our dog got sick. Our dog has been diabetic for going on 2 years and the insurance has lessened the financial impact on our family. Only wish they covered RX dog food when there is a diagnosis that warrants it.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.