5
out of 5
POSTED: | BY: Andre
Great insurance!
Couldn't be happier with ASPCA, my claims are always handled quickly and efficiently
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Holly
Love the ASPCA!
Very easy to use, great customer service, and get my money back really quickly
5
out of 5
POSTED: | BY: Regina
Fantastic support/ piece of mind
Quick turnaround on reimbursements, positive feedback from representatives, quick turn around and follow up regarding your pet
5
out of 5
POSTED: | BY: Janny Ebba
I was referred by my friend who's also …
I was referred by my friend who's also have ASPCA as their pet insurance company. They give you a choice to choose your own benefit coverage that are within your payment comfort zone and get the benefits for your pets. Also no problem for claims reimbursement. I would recommend ASPCA to all of my friends and co-workers.
5
out of 5
POSTED: | BY: David
when my dog needs a vet i can put his care first rather than worry about cost
ASPCA insurance has always put my dog getting better first.
I had to go to an emergency clinic recently and my ASPCA insurance took the worry about the cost.
ASPCA even followed up to make sure Sammy was doing OK
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.