5
out of 5
POSTED: | BY: Joann
Easy to deal with!
Awesome!
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kelly
Reliable, User-Friendly Insurance
I have submitted a handful of claims since having ASPCA pet insurance and each time the claim has been paid promptly and without question. The website makes online claims very easy.
5
out of 5
POSTED: | BY: Vicky Maresca
Helpful and knowledgeable
Although I have just signed up 2 pets and have not had a claim yet, I would recommend this Co. The people I have spoken to have all been knowledgeable and helpful. The policy has everything I need at a price I can afford. Hopefully go forward they can maintain the same level of professionalism.
3
out of 5
POSTED: | BY: Bonnie
Payout for a claim very timely!
Insurance always pays claim very quickly but my only reservation is the amount of the payout is not as much as I would expect given the premium that I have to pay.
5
out of 5
POSTED: | BY: Margaret
This insurance has helped me with the cost of care for my diabetic dog.
My dog was diagnosed with diabetes and in order to regulate her insulin she had to be seen multiple times at the vet. The cost was very high each visit and the supplies with insulin drove the bill up. I am so glad I had insurance to help with the cost and the representatives were very kind and helpful.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.