5
out of 5
POSTED: | BY: Barbara Clum
Wonderful company
Wonderful company. So glad you have Finn’s and my back when it comes to Vet bills.
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4.4
out of 5
Number of reviews 12,145
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rena Weinstein
Great health benefits
They are easy to work with just submit the paperwork. They also follow up to see how your pet is doing!
4
out of 5
POSTED: | BY: Vanessa
The only thing that would make it …
The only thing that would make it easier would be if I could have some of it covered at the vet the day of instead of being reimbursed. Other than that, great!
5
out of 5
POSTED: | BY: Joanna Ramriez
Most honorable insurance company for pets!!!
I have always been super hesitant about pet insurance because you hear so much that it never helps when you really need it. But having ASPCA was the greatest thing we could have ever had. My 10 month old English’s bulldog puppy had to go in for an emergency prolapsed urethra surgery about a month ago. It was the most stressful week between having my puppy hospitalized for 3 days and just the thought of what the cost would be at the end of it all. ASPCA stood by what the promised at sugning up, and covered EXACTLY 90% of this surgery, an insurance that we had only had for no more than 6 months. I am FOREVER GRATEFUL with them!!
5
out of 5
POSTED: | BY: Marta S.
I recommend ASPCA pet insurance
I think the ASPCA pet insurance is very good. My claims are paid promptly and when I call ASPCA the representatives are very courteous. I would recommend the ASPCA pet insurance company to everyone who has a pet. Marta S.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.