ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,092

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Miguel

ASPCA health insurance stole my money

I purchase this insurance for my dog so I can take him to get vaccinated etc.. I ended up not using ASPCA insurance so I called to cancel it well before my 30 days I was told I would get my whole refund I paid like $45.00 ASPCA refunded me on $16.00 back after I was told I would get my refund back this ASPCA insurance is totally lame and they steal from people
5

out of 5

POSTED: | BY: Katrina Lagos

Best value for your money.

Best value for your money.
5

out of 5

POSTED: | BY: Victoria Foran

Love this insurance

Love this insurance. Had it for several years for a multitude of animals. Never disappointed. I recommend it to everyone I know.
5

out of 5

POSTED: | BY: Emilia Cotto

I have a really like this service of …

I have a really like this service of the insurance, Date really help you iin any question do you ask.Thank you so much.
5

out of 5

POSTED: | BY: Kitty

Ming has a large mass on his liver

ASPCA was there for us when our 15 yr old Ming was diagnosed with a large mass on his liver. We were reimbursed quickly for the ultrasound and other expenses. Ming is doing ok, thank you ASPCA

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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