5
out of 5
POSTED: | BY: Brian
Wonderful service and response time!
The service is great, the app lets you to send all information instantly so your refund comes back quickly!
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: JC
This pet insurance was a game changer
This pet insurance was a game changer. Our rescued Chiweenie was able to get life changing back surgery to live a happy and pain free life.
We were given an estimate prior to the surgery, which turned out to be exactly what was promised. The vet was paid directly. Great service.
Thank you.
Thank you.
5
out of 5
POSTED: | BY: Susannah Raulino
I am always happy with the ease of …
I am always happy with the ease of reimbursements for vet visits. Just scan and email the invoice and claim form. I always get more than I expected.
And when I called recently to add two pets, I was told that they have new policies that are even better for dental and other things, so I signed up for that.
Do ask questions, and they will explain waiting periods and coverage in detail. When signing up, I asked the rep to go slow so I could write it all down and decide and she was very nice about it. Good customer service and good coverage.
5
out of 5
POSTED: | BY: Angelica
User Friendly Pet Insurance
Claims process has been seamless. The insurance is decent.
5
out of 5
POSTED: | BY: Maxine
ASPCA Pet Health Insurance is an …
ASPCA Pet Health Insurance is an excellent company. They are caring and honest. They process claims speedily. The language they use in their documentation is understandable and concise, and their customer service representatives are knowledgeable.
I highly recommend insuring your pet through ASPCA.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.