ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,144

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Fisher

Thank you for being there for us.

Very pleased with your pet insurance. It was a blessing when my long haired Dachshund became very ill with a bone cancer . I had only enrolled him in March. He became ill in October. Thank you so much for being there and for reimbursing us for the majority of his bills. He was in intensive care 9 days. Total ran over $14000.00. We were reimbursed $9585.00. We had a $10000.00 policy and they had reimbursed us for other vet visits which drove the total to $10000.00. Teddy was only 7 years old and in very good health when he became sick and had to be put down. Thank you for being there for us.
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5

out of 5

POSTED: | BY: Carol

Easy to work with..

My little guy has had many issues. ASAP has been easy to work with.
5

out of 5

POSTED: | BY: James

Worth the expense

We purchased ASPCA pet health insurance when our poodle was a pup, and it has been well worth the expense. She was diagnosed later that first year with Addison's disease, and the insurance helped a great deal to get through the diagnosis and many years of what will be a lifelong treatment. The insurance also covered much of the expense from other ailments, including a broken ankle that needed surgery.
5

out of 5

POSTED: | BY: Jeanne

Great!

ASPCA has been great for both wellness and preventive care as well as accident/illness! Payments are made in a timely manner. The website is easy to use and the staff members I have spoken to in the phone have always been very nice and extremely helpful. I would recommend this insurance to any dog owner.
5

out of 5

POSTED: | BY: Debbie

Just use this insurance for wellness visit. Had money back very fast!

Would recommend to anyone looking for pet insurance.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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