5
out of 5
POSTED: | BY: Marie
commend this pet insurance!
Great service, easy online claim submission, this pet insurance is worth every penny spent for it!
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Erica Rodriguez
Pretty good for the price
Pretty good for the price! Only had one claim so far. It took almost a month to reimburse
4
out of 5
POSTED: | BY: Henry Broge
They need this, they are our children.
I have yet to use the insurance but have faith it will do what it says. No use is good use.
5
out of 5
POSTED: | BY: Pilar Arango
Caring Representatives.
The representative with whom I spoke in order to register my second dog, was very helpful and caring. She even asked about my first dog by her name. She wanted to know how she was doing. I thought it was very nice of her. All my questions were answered and explained . I like dealing with the personnel of ASPCA.
I like also ASPCA because this organization cares for the less fortunate dogs who have no homes.
5
out of 5
POSTED: | BY: Martin Smrek
No nonsense caring group of individuals …
No nonsense caring group of individuals in the insurance industry. Says it all!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.