5
out of 5
POSTED: | BY: Lisa
Thank You!
Great insurance company that has my back as a customer. Thank you for calling to see how my Cocoa was after surgery. You don't know how much that counts.
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Heather
ASPCA Pet Insurance is the best!
When one of our dogs died, ASPCA was so kind and considerate. They called, they sent a note and most importantly, they refunded the balance of his insurance premium without our even asking! We have insure our new pup with ASPCA and continue to be grateful for the care and responsiveness we receive for Penny, who we have had insured with ASPCA for more than 8 years. Submitting claims is fast and easy and the response time very fast. It is actually kind of hard to believe they are in the insurance industry! None of my other experience with insurance companies is so pleasant, easy and compassionate.
5
out of 5
POSTED: | BY: Steve & Roni Childs /NH
We now have our second pet on ASPCA Pet…
We now have our second pet on ASPCA Pet Ins, one week ago we adopted 11 wk old Shepard/lab mix & signed him up on second day at home. We lost our golden retriever after only 6 years to thyroid cancer & ASPCA Ins was there for us helping with a portion of costs for her tests & care till the end. We now have a new beginning with our little Wyatt & recommend you choose this pet insurance as well.
5
out of 5
POSTED: | BY: Marcia
Great insurance there when we really needed the help
Great insurance that is there when you need it.
5
out of 5
POSTED: | BY: Catherine
Fantastic and Wonderful
I called a couple of times asking about the reimbursement of my claim. I received it promptly and the 2 women that I talked to were just the nicest and caring women I have ever talked with.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.