5
out of 5
POSTED: | BY: Carol
Easy to work with..
My little guy has had many issues. ASAP has been easy to work with.
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: James
Worth the expense
We purchased ASPCA pet health insurance when our poodle was a pup, and it has been well worth the expense. She was diagnosed later that first year with Addison's disease, and the insurance helped a great deal to get through the diagnosis and many years of what will be a lifelong treatment. The insurance also covered much of the expense from other ailments, including a broken ankle that needed surgery.
5
out of 5
POSTED: | BY: Jeanne
Great!
ASPCA has been great for both wellness and preventive care as well as accident/illness! Payments are made in a timely manner. The website is easy to use and the staff members I have spoken to in the phone have always been very nice and extremely helpful. I would recommend this insurance to any dog owner.
5
out of 5
POSTED: | BY: Debbie
Just use this insurance for wellness visit. Had money back very fast!
Would recommend to anyone looking for pet insurance.
5
out of 5
POSTED: | BY: Dolores
ASPCA is great insurance for your pet
After researching several pet insurances, we decided to go with ASPCA and glad we did. They are responsive, claims are processed quickly and everyone I have spoken to have been extremely pleasant, helpful and understanding. I have recommended this insurance to all our friends who have pets.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.