5
out of 5
POSTED: | BY: mindy
Quick and easy processing of claim
Easy to upload receipts. Quick processing time. A call several weeks later to see how my pet was doing. Worth the cost.
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary
Pay's claims in a timely manner with no hassle
I sure was glad to have the insurance because my cat came down with diabetes and it has helped pay many claims
5
out of 5
POSTED: | BY: Linda
The best customer service ever!
I have been 100% satisfied with pet insurance with ASPCA. I Have had the insurance for 2 dogs over the last 10 years and never had an issue with them denying a claim or holding up any payments. It more than pays for itself.
5
out of 5
POSTED: | BY: Margaret
Easy and quick to sumbit and receive
Claims are easy to understand and submit either by compute or mail. Turnaround is very quick with payments to you or vet. Cost is well within reason and necessary for 'peace of mind'. We have had ASPCA insurance for 10-12 years. Always been very glad we do.
5
out of 5
POSTED: | BY: Dolores
ASPCA is fantastic!
ASPCA insurance is the best. I cannot say enough about them. Claims are processed quickly, they are helpful, caring and I would recommend anyone who has a pet to get this insurance.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.