5
out of 5
POSTED: | BY: Marsha LORENZO
Very polite on calls
Very polite on calls, no crazy wait times. Competitive premium pricing.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Bob
They are prompt with reimbursement, checked on how our dog was doing and let me know what else they would cover on my policy.
I'm impressed with their service and prompt attention to my claims. I would recommend this pet insurance to everyone. They explain everything to you when you call.
5
out of 5
POSTED: | BY: Annie Kasprzak
fast
fast, easy and covered a exactly what they said they would.
5
out of 5
POSTED: | BY: Sassa Minnegren
I have had aspca insurance since 2007…
I have had aspca insurance since 2007 and they been nothing than excellent!!!
I recommend aspca to all my pet friends.
I had vpi before that and they were a nightmare to deal with.
5
out of 5
POSTED: | BY: Susan Rinehart
This insurance has been awesome
This insurance has been awesome. Easy and Speedy reimbursement . When one of my babies died they called me to tell me how sorry they were and to remind me that they pay for cremation. The gentleman who called had a soothing voice. I just got two new babies and ASPCA is the only way to go. Thank you
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.