5
out of 5
POSTED: | BY: Debbie
Customer service has been excellent
Having pet insurance as ensure that Bailey gets excellent care at the vet's ASPCA has a wonderful reputation
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Stan
Great customer service and responsioveness
Great customer service and responsiveness. When I called to get an explanation of the different tiers and changes from one pets coverage that I already had to a new one they were very thorough and patient in explaining all the benefits. They even took into considering where we lived when considering coverage given the proneness to certain viruses and bugs like ticks and lyme disease etc.
5
out of 5
POSTED: | BY: John
This insurance is a god send
This insurance is a "must have" for pet owners. If your furry friend gets sick or injured, you can't go without this. Great coverage for all kinds of illness and injuries, as well as a wide network of vets. Claims take a few days, but well worth the wait.
5
out of 5
POSTED: | BY: Margaret
We have never had a call from our (people) insurance asking how we were doing but ASPCA checks on our dog regularly.
We are very pleased with ASPCA Pet Insurance. Levi is our second dog under their plan.
5
out of 5
POSTED: | BY: Joe
The best
The insurance is affordable and the service reps are compassionate and helpful at all times
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.