5
out of 5
POSTED: | BY: Kimberly
Great service!
Most of the time they have covered 80% of the claim. & always call to check on my dog Lucky.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tammy
Wonderful service and outstanding compassion and care
Our Akita hurt his back leg while paying and we had to two different sets of x-rays to diagnose the problem, finding out that Teddy will probably need surgery to repair the cruciate ligament. Reimbursement for the costs was very simple. The was when I received a call from a representative at ASPCA Pet Insurance letting me know the reimbursement was authorized and was asked how Teddy was doing, checking up on him.
5
out of 5
POSTED: | BY: Lori Goldstein
We have had all our dogs insured by…
We have had all our dogs insured by ASPCA Pet Health Insurance. ASPCA Pet Health Insurance is very efficient and very client oriented. Our claims have been processed expediently and whenever I call my questions have always been answered.
Thank you for your continued assistance.
4
out of 5
POSTED: | BY: Alexandra Paliseno
I think the health insurance is great…
I think the health insurance is great and covers a lot, but it takes a long time to process the claims. For example, I have had a claim being processed for exactly three weeks now. That is quite a bit of time.
5
out of 5
POSTED: | BY: Kelly Ferro
I originally got ASPCA Pet Insurance…
I originally got ASPCA Pet Insurance for my pup Kiarra. Pet insurance has helped us because we know we will get reimbursed and don't have to worry if our pets need to be seen. We now also have Dylan and Petey also enrolled. Thank you ASPCA.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.