5
out of 5
POSTED: | BY: Edward
SUPPORTIVE !
I am very thankful we have your insurance for our loving cat Chessie. Your staff is both caring and supportive !!
Thank you again, Edward & Lisa McGann.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Linda
Fast Claim Processing
My dog Jimbo went to the dentist to have a broken tooth removed. It was an expensive treatment and I was very happy when the insurance covered most of it (which I did not expect) and the claim was handled quickly. I have recommended ASPCA to other pet owners.
5
out of 5
POSTED: | BY: Victoria
Best Customer Service
Honestly I have worked with a few other pet insurance companies and this one is the best. They have the clearest reimbursement policies and best customer service right from the beginning.
5
out of 5
POSTED: | BY: Nicholas
A great help
My cat got a sick and needed xrays/ultrasounds to check for any blockages. I wouldn't have been able to afford the bills completely on my own so it was nice to know there was something coming back to ease the blow. Glad I had made the choice to get pet insurance when I did. Any time I've had questions, the customer service reps have always been kind and helpful.
5
out of 5
POSTED: | BY: libby
It's Not If Yu Need It, It's When You Need It
I have found ASPCA insurance to be the best. I tried VIP. With every claim to VIP it was a battle. Always a rejection, delay or a reason why it was not covered. I have had the total opposite with ASPCA. Claims are paid smoothly and efficiently. If there is something I don't understand or need an explanation it is done courteously. After every claim I receive a follow up call and wellness check.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.