5
out of 5
POSTED: | BY: George
This insurance is a great investment.
Every year this insurance pays for itself. It takes away the worry of being hit with a big vet bill.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Meera
Service is fantastic!
I'm so glad I enrolled Pepper with ASPCA. For a puppy, she came to us with a surprising number of health issues. The coordination with my vet and ASPCA has been top notch!
5
out of 5
POSTED: | BY: Cindi
Satisfied customer
I researched all the companies and this one came recommended by a coworker. I’m very satisfied with their timely reimbursement. The customer service is excellent. The company does periodic check-ins with you to ensure you are satisfied. They even called to see how my dog was. 4 paws 🐾 up.
5
out of 5
POSTED: | BY: Pam
Helps afford paying high vet bills
Professional company ,excellent communication, pays claims in timely manner.
4
out of 5
POSTED: | BY: Lark McMullin-Ramirez
Needed to add another cat to insurance
As I needed to add another cat to my pet insurance the process was so effortless because of the wonderful person on the other end of the telephone. She was courteous and asked the questions that need to be answered in a very professional and timely manner. It was very nice to speak with her.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.