ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,095

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Margaret Forte

My experience with ASPCA pet insurance…

My experience with ASPCA pet insurance has always been second to none...only shortfall is the length of time it takes to process a claim... During all my years...about 15...they have always been attentive and caring. I recently lost my cat, Patches, to a number of devastating ailments. Bob called and left a beautiful message of condolence ( I still listen to) and sent a beautiful card...very heartwarming tribute. Sara welcomed my new kittens, Skye & Shadow, during my conversation to change the insurance and also sent beautiful, touching card. I am happy to be a part of the ASPCA Pet Insurance family. Thank you!
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5

out of 5

POSTED: | BY: Anna

They care about my dogs!

I've had this company for a few years now and, aside from the fact that they cover a LOT, the people are about my dogs. They've called to check on them and even sent a sympathy card when we had Rocky sent to the Bridge. That personal touch means a lot.
5

out of 5

POSTED: | BY: Sonmi Miles

Fast and friendly service

I am with six Yorkshire terriers. Four of them are covered by other pets insurance. When you call to ask questions, I can not connect immediately and leave a message After a while, I was very uncomfortable to contact them. If you call the RSPCA, you will get a quick connection and a registered dog They llook up the name one by one and ask for my best regards. Watching the friendly and fast staff, the remaining four All puppies registered with the RSPCA.
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5

out of 5

POSTED: | BY: Na

Very good customer service ,explain the…

Very good customer service ,explain the policy well and in detail
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5

out of 5

POSTED: | BY: Steve Freitas

I was taken care of and all my question…

I was taken care of and all my question answered and I like that
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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