5
out of 5
POSTED: | BY: Taryn Suhanic
Great company
Great company! Would recommend to anyone
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sharon Duet
I had an excellent experience
I had an excellent experience. Rachel, gave me great service and took care of all my needs for my two fur babies:) Thank you.
5
out of 5
POSTED: | BY: Bobbi Loose
Excellent
Excellent! We had a terrible injury with our babygirl and i submitted my claim to aspca and had the money in 6 days!! Would refer to anyone!!
5
out of 5
POSTED: | BY: Debra
Best Pet Insurance
There is truth to you get what you pay for! I have used other pet insurances that were a little less expensive but I am so happy I changed to ASPCA!
They even call me to check on my beloved puppy!
5
out of 5
POSTED: | BY: Carrie
All around great experience
My dog recently had surgery to remove a cancerous tumor. I don't know how we would have been able to afford it without ASPCA Pet Insurance. In the past we had used our insurance for annual exams and simple procedures but this was our first time with a big expense. They patiently answered all of my questions and kept us posted on how our claim was being processed. I am so happy we chose our pet insurance with ASPCA
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.