5
out of 5
POSTED: | BY: Erin Jones
Wonderful customer service!
Wonderful customer service!
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4.5
out of 5
Number of reviews 12,140
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tom
They worked with me to get my claims correct.
I had difficulty in submitting multiple claims. They worked with me to get my claims in. I am happy I insure with ASPCA Pet insurance .
5
out of 5
POSTED: | BY: Grace Washburn
It’s a very good insurance and it…
It’s a very good insurance and it covers everything that is needed at the time and I’m happy with the coverage I have thank you
5
out of 5
POSTED: | BY: Pete
ASPCA POLICY
More than pleased with ASPCA - every dealing with them is carried out in a professional and efficient manner. I would have no hesitation in recommending ASPCA to anyone.
5
out of 5
POSTED: | BY: Lori
Caring staff and quick reimbursements
They care about my pet. They always ask how he is doing. The process to file claims is quick and easy. Reimbursements are usually paid out in 2-3 weeks. I’ve never had a problem. When they are super busy it can take up to six weeks but that’s only happened one time .
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.