5
out of 5
POSTED: | BY: Jill Medina
New customer
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4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Tesslyn Castro
Little help through the email service
Little help through the email service, a hassle to change the plan of your pet insurance
1
out of 5
POSTED: | BY: Tonya Morris
The waiting period is ridicules which…
The waiting period is ridicules which led me to cancel immediately for our cat. He has never had any issues no pre-existing conditions so after purchase of our dogs policy I decided I may as well insure all of our fur babies. Little did I know the very next weekend something arose in his health. Took him in today and we have been told of a life threatening health concern. I don't feel all situations are cut and dry. If the pet did not have ANY pre existing conditions and it can be proven in medical records they should be insured no matter what.
5
out of 5
POSTED: | BY: Deb C
Insurance pays for euthanasia
We had to have our 13 year Poodle, Dolly, put to sleep in December. They paid for everything (except the deductible) for it. We were very happy with the insurance and very glad we got it.
5
out of 5
POSTED: | BY: kelly- dosvelas.com
Excellent experience.
Excellent experience.
We have used our pet insurance on 3 occasions, and have never been dissatisfied. They are prompt and courteous when we had questions. I always recommend this company to our friends with fur children.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.